Business Owners Policy (BOP) Insurance

Comprehensive Protection for Your Small Business

Running a business means balancing many responsibilities—and protecting it shouldn’t add to your stress. A Business Owners Policy (BOP) combines essential coverages like property and liability insurance into one convenient, cost-effective package.

At Kampakis Insurance, we help small and midsize businesses get the right protection without paying for coverage they don’t need.

‍What a BOP Covers

A Business Owners Policy typically includes:

• General Liability – Protects against claims of bodily injury, property damage, or personal injury.
• Commercial Property – Covers your building, office space, and business contents like equipment, furniture, and inventory.
• Business Interruption – Helps replace lost income and cover expenses if a covered event temporarily halts operations.

Additional coverages can be added for even stronger protection, including cyber liability, equipment breakdown, or hired/non-owned auto insurance.

Who Needs a BOP

A BOP is ideal for:

• Retail shops and restaurants
• Professional offices (accountants, agents, consultants)
• Contractors and service providers
• Small manufacturers or wholesalers

If your business has a physical location, handles customer data, or interacts with the public, a BOP provides affordable, broad protection in one policy.

Protect Your Business—Easily

Simplify your insurance and strengthen your protection. Contact us today to review your current coverage or request a free quote.