Auto Insurance
What Is Auto Insurance?
Auto insurance helps protect you from financial loss if you’re involved in an accident or your vehicle is damaged or stolen. It’s a contract between you and the insurance company: you pay a premium, and in return, the insurer agrees to cover certain losses as outlined in your policy. Auto insurance typically includes three main types of protection:
- Property coverage – Pays for damage to or theft of your vehicle.
- Liability coverage – Covers your legal responsibility for injuries or property damage you cause to others.
- Medical coverage – Helps pay for medical treatment, rehabilitation, lost wages, and sometimes funeral expenses resulting from an accident.
Why You Need Auto Insurance
Auto insurance is about protecting yourself financially.
- If your car is damaged or stolen, repairs or replacement can be costly.
- If you or your passengers are injured, medical bills can add up quickly.
- If you’re found responsible for another person’s injuries or property damage, you could face significant legal expenses or even a lawsuit.
Having the right auto insurance helps you stay financially secure—and in most states, it’s also required by law.
Choosing the Right Coverage
At Kampakis Insurance, we help you find auto insurance that fits your specific needs and budget. When reviewing your options, it’s helpful to consider:
- How much you can afford to pay out of pocket if an accident occurs.
- The insurer’s reputation for service and claims support.
- Available discounts, such as good driver, multi-policy, or student savings.
- The process for filing and resolving a claim.
Our team will walk you through each step to ensure you have the right coverage, at the right price, with a company you can trust.